Rates

Deposit Account Interest Rates and Annual Percentage Yields

(1) (2) (3)

Effective 07/01/2026

	Daily Collected Balance	Interest Rate	Annual Percentage Yield	Compounding Method
Interest Checking *Accounts^(1)(2)**	$0 to $999.99	.18%	.18%	Monthly
	$1,000.00 to $99,999.99	.20%	.20%	Monthly
	$100,000.00 or more	.20%	.20%	Monthly
Money Market Accounts^(1)(2)**	$0 to $24,999.99	.30%	.30%	Monthly
	$25,000.00 to $49,999.99	.30%	.30%	Monthly
	$50,000.00 to $74,999.99	.30%	.30%	Monthly
	$75,000.00 to $99,999.99	.30%	.30%	Monthly
	$100,000.00 to $249,999.99	.30%	.30%	Monthly
	$250,000.00 to $499,999.99	.35%	.35%	Monthly
	$500,000.00 to $999,999.99	.40%	.40%	Monthly
	$1,000,000.00 or more	.40%	.40%	Monthly
Personal Savings *Account^(1)(2)**	$0 to $999.99	.28%	.28%	Monthly
	$1,000.00 or more	.30%	.30%	Monthly
High Yield Savings^(1)(2)*	$0 to $24,999.99	.30%	.30%	Monthly
	$25,000.00 to $49,999.99	.30%	.30%	Monthly
	$50,000.00 to $74,999.99	.30%	.30%	Monthly
	$75,000.00 to $99,999.99	.30%	.30%	Monthly
	$100,000.00 to $249,999.99	.30%	.30%	Monthly
	$250,000.00 to $499,999.99	.35%	.35%	Monthly
	$500,000.00 to $999,999.99	.35%	.35%	Monthly
	$1,000,000.00 or more	.35%	.35%	Monthly
Minor Savings Account^(1)(2)	$0 to $999.99	.48%	.48%	Monthly
	$1,000.00 or more	.50%	.50%	Monthly

Minimum Opening Deposit $100
* Minimum Opening Deposit $1,000
*** Minimum Opening Deposit $25,000
**** Minimum Opening Deposit $25

IRA Accounts

	Term	Interest Rate	Annual Percentage Yield	Compounding Method
Savings Account^(1)(2)*		.50%	.50%	Monthly
Money Market Account^(1)(2)***		.50%	.50%	Monthly
Certificate of Deposit^(2)(3)**	12 Months	.20%	.20%	Quarterly
Certificate of Deposit^(2)(3)**	18 Months	.20%	.20%	Quarterly
Certificate of Deposit^(2)(3)**	24 Months	.25%	.25%	Quarterly
Certificate of Deposit^(2)(3)**	36 Months	.30%	.30%	Quarterly
Certificate of Deposit^(2)(3)**	48 Months	.35%	.35%	Quarterly
Certificate of Deposit^(2)(3)**	60 Months	.40%	.40%	Quarterly

Minimum Opening Deposit $100
* Minimum Opening Deposit $500
***Minimum Opening Deposit $1,000

Certificates of Deposit⁽²⁾⁽³⁾

Minimum Opening Deposit $500.00

Term	Interest Rate	Annual Percentage Yield	Compounding Method
7-31 Days	.07%	.07%	Monthly
90 Day	.07%	.07%	Monthly
6 Months	.07%	.07%	Monthly
12 Months	.20%	.20%	Monthly
18 Months	.20%	.20%	Monthly
24 Months	.25%	.25%	Monthly
36 Months	.30%	.30%	Monthly
48 Months	.35%	.35%	Monthly
60 Months	.40%	.40%	Monthly

Jumbo Certificates of Deposit

Please contact a Customer Service Representative for rates over $100,000.00

(1) Interest Rates are subject to change at any time.
(2) Annual Percentage yields are accurate as of effective date listed. Fees could reduce earnings on the account.
(3) Annual Percentage Yield assumes minimum balance maintained for full C/D term, interest is capitalized and deposit is renewed at the existing rate for additional periods up to one year. A penalty may be imposed for early withdrawal.

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